encumbrance has definitions from the field of business
1
[ noun ] an onerous or difficult concern

Examples

"the burden of responsibility" "that's a load off my mind"

Used in print

(Edward Jablonski, Harold Arlen Happy with the Blues....)

This rather detached attitude toward life 's encumbrances has seemed to be the dominant trait in Mercer 's personality ever since .

2
[ noun ] (business) a charge against property (as a lien or mortgage)

Synonyms

incumbrance

Related terms

charge

3
[ noun ] any obstruction that impedes or is burdensome
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